All Product

Credit Card

Online Banking

Personal Loan

Student Loan

Home Loan

Discover loan

Modern Money Blog Atm Locator Search

Checking

Checking Account

Savings

Saving Account

CD Account

Money Market Account

Retirement

IRA CD Account

IRA Saving Account

Compare Retirement Account

Help & Resources

Open Account

Online Savings Account

Earn interest over 5x the National Savings Average

No Monthly fee

No minimum opening deposit

No Monthly Balance Requirement

100% US-based customer service available 24/7

FDIC-insured

Mobile-first banking

You will never pay fee for the following

Monthly Maintainers
Official Bank check
Exccesive Withdrawer

Expectidect delivery for Official bank deck
Deposited Item return

Stop Payment order
Insufficient funds
Account clossure

Add a little fuel to your future

See how fast % APY. adds up with our high-yield Online Savings Account calculator.

Start with

Save for

Years

Total Interest Earn

Total Interest

What you’ll earn with our Online Savings Account.

In total Savings

Saving FAQ

Opening a high yield online saving account could't be simpler

Give us a few basics (like address and Social Security Number), and we’ll get the ball rolling.
Make a deposit now or come back and do it later. Whatever works for you.
Check your email for a confirmation, and you’re on your way to making your financial goals a reality.

Neep help?

We have got your back

Our friendly customer service team is available 24/7.

1 (800) 347-7000

Moodern Money Blog

Why open a savings account? 5 reasons to add savings to your financial mix

See why a savings account is an important part of your financial plan.

Inflation and its effects on your savings

Wondering how to protect your savings from inflation? Start here.

How to use multiple savings accounts to grow your money and reach your goals

Think savings accounts are one-and-done? Here’s the case for using multiple bank accounts to reach your financial goals.

Member

FDIC

Save with confidence—you’re FDIC-insured

FDIC deposit insurance is up to $250,000 per depositor, per insured bank, per deposit ownership category
May apply to retirement accounts
Coverage is automatic

Find the right account for you

Learn about the discover app

Banking features you need

Online banking product
Checking Account
Online Saving acoount
Money Market Account
CD Account
IRA CD Account
Compare Retirement Account
Find an Account
CD Rates

Help and Resources
FAQ
ATM Locator
Form and documents
Secure Document Upload
Mobile Banking
Digital Wallet
features and Benefits
Modern Money Blog
FDIC Deposite Insurance

Other Discover Product
Credit Cards
Home Loans
Personal Loans
Student Loans

About Discover
Finacial Education
Investor Relation
Merchart
News Rooms

Menu